Church Loans


Helping you navigate your purchase

Focusing on ministry is difficult enough without having to navigate a major land or property purchase. Whether your church has its eye on a vacant parcel or the building of your dreams suddenly hits the market, we’ll help with the heavy lifting so you can acquire the property and still keep your focus where it needs to be — on ministry.

Land & property

We can help you purchase the land or property for you to use for ministry. Raw land purchases require 50% loan to value (LTV) with a 10-year maximum length, enabling your church to have a vested position in the property and ensuring the church will build soon.

Existing buildings

When you come across the perfect building for your ministry, we’ll help you acquire it. Purchasing a building allows for a higher loan to value (LTV) of 75% and longer terms up to a 20-year term loan. Our team will work with you to identify hidden costs and provide you a full project scope of projected expenses.

The time came to purchase our first facility, and we knew there would be challenges and obstacles. It was great to have the Converge Cornerstone Fund as a ministry partner to walk us through the process.
Chris Highfill, Lead Pastor, Grace River Church

About the Cornerstone Fund

For more than 65 years, the Cornerstone Fund has provided funds of Converge churches and ministries to help purchase land, build new facilities or refinance an existing mortgage. We’ve partnered with over 1000 churches to make ministry become a reality.


We care about you, your church, your staff and your community. We want to come alongside you as a partner to reach people for Jesus. Contact us today to learn more or apply for a loan.

Partnering with



We understand churches
We're more than a lender
With you every step


Check out these free resources to learn more about how to get started, qualifying for a loan and the loan process. When you’re ready to get started, contact us to talk to a lending expert.

Getting started

Start a conversation about acquiring the property or building you need to better reach your community with the gospel.

Loan application & checklist

Ready to get started now? Download the church loan application and review the checklist to make sure you’ve got everything you need.

How the process works

Applying for a church loan doesn’t have to be stressful. Learn the steps of the process so you can be prepared for your project.

Educational videos

A video series to help you better understand the church loan process and how to fund ministry expansion.

Questions? Call a lending expert at 877.228.8810