Church Loans

Purchasing

Helping you navigate your purchase

Whether you have your eye on a vacant parcel or the building of your dreams suddenly hits the market, we are ready to help you acquire the property. We’ve partnered with over 1000 churches to make ministry become a reality.

Land & property

We can help you purchase the land or property for you to use for ministry. Raw land purchases require 50% loan to value (LTV) with a 10-year maximum length, enabling your church to have a vested position in the property and ensuring the church will build soon.
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Existing buildings

When you come across the perfect building for your ministry, we’ll help you acquire it. Purchasing a building allows for a higher LTV of 75% and longer terms up to a 20-year term loan. Our team will work with you to identify hidden costs and provide you a full project scope of projected expenses.
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The time came to purchase our first facility, and we knew there would be challenges and obstacles. It was great to have the Converge Cornerstone Fund as a ministry partner to walk us through the process.
Chris Highfill, Lead Pastor, Grace River Church

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For more than 65 years, the Cornerstone Fund has provided funds of Converge churches and ministries to help purchase land, build new facilities or refinance an existing mortgage. We’ve partnered with over 1000 churches to make ministry become a reality.

 

Our team of real estate and financial professionals walk with you and your church through every step of the building project and borrowing process. Contact us today to learn more or apply for a loan.

Partnering with

1,000+

Churches

We understand churches
We're more than a lender
With you every step

Resources

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Getting started

Start a conversation about acquiring the property or building you need to better reach your community with the gospel.

Loan qualifications

Receive a free financial analysis to understand what your church can afford. From there, we can help you build a reasonable timeline for your next steps.

How the process works

Applying for a church loan doesn’t have to be stressful. Learn the steps of the process so you can be prepared for your project.

Educational videos

A video series to help you better understand the church loan process and how to fund ministry expansion.

Questions? Call a lending expert at 877.228.8810